Tom was born March 2, 1954, grew up in the metropolitan New York City area and received an athletic scholarship to attend Saint Peter’s College in Jersey City, New Jersey, where he played varsity basketball and baseball. Due to an athletic injury, he spent an extra year at his alma mater to complete four years of athletic eligibility. He was graduated in 1977 with a B.S. in Business Management.

After a decade in various Business Development and Marketing Management positions along the East Coast including Boston, New York City and Miami, Tom entered the financial services industry in the fall of 1987.

Realizing early in his career that he was an entrepreneur at heart, Tom embarked on a career as a financial advisor. He has had his own practice in both Northern New Jersey since 1989 and Colorado Springs, Colorado since 1997 and is an Independent Registered Investment Advisor.

A sought after speaker, Tom has conducted generic financial planning workshops through the Wise Money Management Workshops, a forum for education and personal development in both New Jersey and Colorado. Among the corporations and organizations locally that have hired Tom for this purpose are The United States Olympic Committee, Westmoreland Coal Company and The International Bible Society.

On the personal side, Tom has two children and four grandchildren. He and his wife, Renee, live in Colorado Springs, Colorado and are very active in community life through a strong religious faith. Renee is also a licensed and dedicated financial professional, earning the Certified Financial Planner designation in 1984 and works alongside Tom in the business.