We have a very specific and well-honed process by which we engage our clients to create a unique strategic financial plan. We then coach them to make smart choices about their money, achieve their personal goals and ultimately live a life of value. This process has a number of stages:

We ask that you prepare for our initial meeting by gathering all of your financial documents and bringing them with you.

The purpose of this meeting is to determine if there is a “fit” between the services we provide and your needs. At this initial meeting, we begin by having a conversation about your personal values. From there, we conceptualize your personal objectives or goals and take a “snapshot” of your current financial situation. It is at this point that we both decide if we all can benefit from a long-term professional relationship. If the answer is “yes”, the fee for the comprehensive plan will be determined and you will decide whether to hire us.

We review your documents, research your particular issues and concerns (communicating with other experts where necessary) and design your financial plan according to your personal objectives. Your financial plan will be comprehensive taking into account adequate cash reserves, risk management, estate planning, income strategy concepts, philanthropic desires, investment consulting and efficient tax strategies.

Approximately 2-3 weeks after our initial meeting, we will meet to present your plan to you. We will make a number of recommendations to move you toward your personal objectives. At this meeting, we will answer questions that arise and outline the necessary action steps.

In many ways, this is the most important part of our process because it is at this meeting that we take action on the various recommendations. We coach you along on those steps which require action on your part. Gathering your documents and paying for a comprehensive financial plan will not help you achieve your financial goals and fulfill your values unless and until you follow through and take action.

Approximately 3 months following the presentation, we meet again to review the plan implementation. Have all action steps been completed accurately? Do you understand the statements and other communications that you are receiving? Do you have greater peace of mind and reduced anxiety regarding your financial affairs?

Life is change and growth. Therefore, a good financial plan needs to change and grow with our lives. We meet with you several times annually to adjust goals where necessary, monitor progress toward those goals and make the necessary adjustments when adjustment is warranted.

Our expectation through this entire process is that we will build a mutually beneficial, long-term professional relationship. We want you to be so pleased with our services, that you spontaneously refer your family, friends and associates.

* See the Our Deliverables page on this site for a more complete description of our services and what we provide annually to our clients.